Products

Commercial Auto

AmTrust will focus on commercial auto accounts with the following characteristics:
  • Small to mid-sized accounts
  • Classified as business auto
  • Have a specialized niche in transportation
  • Have Garage Liability – New and Used Dealers, Service Repair
  • Have limits – typically are $1 million; however, we will consider higher limits depending on the opportunity

General Liability

AmTrust will focus on general liability accounts that are small to mid-sized accounts in the following classes:
  • Commercial Contractors
  • Restaurants, Bars and Taverns
  • Habitational Risks
  • Retail Operations
  • Service Operations
  • Wholesale Operations

Workers’ Compensation

AmTrust will focus on workers’ compensation accounts with the following characteristics:
  • Have expertise in niche classes in specific states
  • Are small to mid-sized accounts written on a mono-line basis
  • Are in low to moderate severity classes

We will consider offering appointments on a wholesale basis to help our partners round their products out.  PEOs are managed and written with a restricted number of producers. PEO Program controls are designed to maintain vigilance over the classes of business and loss ratios. They are written on a Master Policy or a Multiple Coordinated Policy (MCP).

Professional Liability

AmTrust will focus on professional liability accounts that are small to medium sized firms or entities in the following classes:

  • Accountants
  • Allied Health Professionals
  • Architects/Engineers
  • Attorneys
  • Insurance Agent
  • IT Consultants
  • Real Estate Agents
  • Social Services
  • Staffing Services
  • Miscellaneous Professionals

Property

AmTrust will focus on property accounts that are small to middle markets accounts with niche classes in specific states, including the following classes:

  • Self-Storage Facilities
  • Homeowner Associations
  • Condominiums and Apartment Buildings
  • Builder's risk
  • Contractors' equipment
  • Habitational Risks
  • Inland marine lines

AmTrust prefers property limits less than $5 million – higher limits may be available depending on spread and reinsurance.

Public Entity

AmTrust will focus on Public Entity accounts with the following characteristics:

  • Have “pools” or individual municipalities, school districts and special districts
  • Are written as “Excess” or “Reinsurance” depending on structure

In most cases no more than $3 million in limits will be provided.

Coverages, all on an excess basis:

In many cases the business will be written on specialized forms. The insured entity may take a quota share position in the excess layer.

Unbundled Services

  • We have a great deal of experience bringing together a successful unbundled risk transfer solution
  • We evaluate all service providers involved in each deal and ensure we partner with the appropriate parties to make it successful
  • Many of our clients have a sophisticated loss control or claim operations, if the client's existing unbundled program is efficient, we endeavor to work with it
  • We have long-standing ties with leading Captive Management firms, Rent-A-Captive facilities and other service providers in the major captive domiciles allowing us great flexibility in helping you work with the right provider for your program