AmTrust PAYO for Insureds

Many business owners find it challenging to pay large up-front premium deposits to bind coverage, make timely installment payments and contend with potential surprises at audit. That’s where PAYO comes in.

PAYO Benefits for Insureds

  • Bind workers' compensation insurance coverage with no money down at policy inception and renewal
  • Enjoy cash flow benefits of paying workers' compensation insurance premium based on "actual" payroll, not estimates
  • Pay your workers' compensation insurance premium through your payroll company, calculated each pay period
  • No longer write checks for premium invoices
  • Simplify your audit process
  • Budget more effectively by staying current and on top of your workers' compensation insurance business expense


Ease of Doing Business

Multiple PAYO solutions makes it easy to get started. 
  • Traditional PAYO
  • PAYO Self Reporting
  • Bridge Solution


How Does PAYO Work...

Your AmTrust-appointed agent partners with an approved payroll company to make premium
payments seamless for the insured. Workers’ compensation premium is based on payroll, so the payroll company calculates the premium at the same time they are calculating the payroll for the insured. The premium due is automatically collected based on the payroll company business preference.

Ask your agent for a list of approved payroll partners. Have a payroll company that is not approved with AmTrust yet? Have them complete this form and we will contact them start the approval process and see if they are a good fit for AmTrust.