AmTrust PAYO for Agents

All across the country insureds are looking for a cash flow solution that coordinates with the changes and flow of their business, which PAYO can assist with. Also, PAYO is not only beneficial to your insured – it is beneficial to you and your agency.

PAYO Benefits for Agents

  • Proven sales tool for new business while protecting your current book of business
  • Compete against the national payroll companies and professional employer organizations (PEOs)
  • Remain the agent of record and receive full regular commission
  • Reduce the chance of commission chargebacks
  • Save time by reducing the chance of billing, cancellation/reinstatement and collection issues
  • Expand your sales circle through our network of AmTrust Approved Payroll Partners
  • Strengthen your insured retention


Ease of Doing Business

  • No money to collect at policy inception and renewal
  • PAYO net rates include expense constant and state fees
  • Full access to our local AmTrust-approved payroll partner network, making it easy to get started
  • Flexible PAYO reporting options - helpful when getting a new payroll partner approved to make the sale
  • Dedicated PAYO customer service team
  • Minimum of $1,000 annual workers' compensation premium - with no maximum


So How Does PAYO Work… 

An AmTrust-appointed agent will partner with an approved payroll company to make premium
payments seamless for the insured. Workers’ compensation premium is based on payroll, so the payroll company calculates the premium at the same time they are calculating the payroll for the insured. The premium due is automatically collected based on the payroll company business preference.

Ask your Regional Sales Manager or Underwriter for a list of our already approved payroll partners.