Auto Service Plus - Garage Liability Insurance

AmTrust North America offers auto service insurance coverage tailored to the needs of the automobile services sector. AmTrust's Auto Service Plus product provides specialized coverage for real and personal property, business income, employees' tools, garage liability, garagekeepers' physical damage and insureds' own autos.

Whether a single auto repair shop or many, AmTrust also offers enhanced property coverage, including equipment breakdown and umbrella limits to suit insureds' needs.

Auto Service Insurance Preferred Classes

Auto Service Plus covers a wide range of automobile service operations and exposures including:
  • Lube and oil service
  • Sound installation
  • Upholstery
  • Engine repair
  • Tire replacement and alignment
  • Brake service
  • Muffler repair
  • Transmission service
  • Auto collision and glass repair
  • Paint and body shop
  • Detailing
  • Risks that may occasionally sell an acquired vehicle and possess one or two dealers' plates are acceptable

Submission Requirements

  • ACORD Applications
  • Three year current valued hard copy loss runs or signed no-loss letter
  • Website information
  • Identification of all employees and non-employees who drive or are assigned an auto
  • Copy of the following
    • Service Contracts (or procedure) for the disposal of used fuels, motor oil, tires, solvents and other flammables and pollutants (i.e., batteries, old brake/clutch pads and CFCs/HCFCs)


Auto Service and Body Shop Questionnaire
Garage Application
Auto Glass Shop Questionnaire
Auto Service Plus Questionnaire
Tire Installation, Repairs & Sales Questionnaire
Paint/Body Shop Questionnaire
Auto Brake Shop Questionnaire