Surety Bonds

Through our recent acquisition of The Insco Dico Group,  we now offer a comprehensive line-up of surety bond products for contractors, developers, other business entities and individuals throughout the country.  Our clients are all sizes, ranging from small local firms, middle market contractors, to the largest national home builders.
Our offices are staffed with talented professionals committed to meeting and exceeding the expectations of our agents and their valued clients.  Specialty surety products are also entertained with collateral and/or funds control through Vista Surety Insurance Solutions, LLC

Follow the link to access our Direct Bill Principal Online Payment


Contract Bonds 

These bonds ensure contract completion and payment to the contractor’s suppliers, subcontractors and laborers in the event of contractor default.  If the contractor defaults, the surety company is obligated to arrange for completion of the work covered under the construction contract or compensate the project owner for the financial loss incurred.  For additional information, please click here.

Subdivision Bonds 

The project owner will provide this type of bond to municipalities to guarantee the installation of improvements that will typically be dedicated to the public (i.e., curbs, gutters, streets, sidewalks, etc.) but paid for by the owner/developer.  For additional information, please click here.

License & Permit and Miscellaneous Bonds

These bonds are non-contract bonds required by various municipalities or public authorities to protect the general public against loss in the event of violation of regulations or ordinances under which the license or permit is required. Contractor’s License bonds are a very common example.

Court Bonds

Court Bonds are those bonds prescribed by statute with pursuit in the courts.  Court Bonds are further defined under two specific categories:  Judicial or Civil Court Bonds and Fiduciary Bonds.  Judicial Bonds arise out of litigation and are posted by parties seeking court remedies or those defending against legal actions.  Fiduciary, or Probate Bonds are filed in probate courts and courts that exercise equitable jurisdiction;  they guaranty that persons whom such courts have been entrusted with the care of others’ property will perform their specified duties faithfully.

Bond Verification

Whether you are a principal, owner, public entity or producer, we provide the ability to be confident with our bond product offerings.  To ensure your bond is authentic, submit a bond verification request by clicking here.

Forms and Applications

Forms and applications are available on our online forms library, to save time and make the process even easier!  Please click here for the forms and application library access. 


We are proud to have our surety products reinsured by one of the strongest reinsurance carriers in the world, Munich RE America. Obligees, owners, contractors and brokers can be confident of the credit worthiness and commitment to sound surety principals which are reflected in how we do business.