Select Online

AmTrust E&S provides our trading partners an alternative to traditional binding authority markets.  This provides for a dedicated focus to work closely with our trading partners to provide coverage for a wide range of traditional and hard to place contracting, light manufacturing and OL&T/premises related exposures and a variety of additional niche product lines that others will not write often due to the size.

As part of this dedication, our direct online underwriting platform is specifically designed for ease of use and quick turnaround.  All clearance, rating, quoting and binding are transacted via our state-of-the-art web portal and Attached Application Tool lets you transmit supporting information electronically or submit an application with ease and fast underwriting response.

Customer Profile

Commercial risks presenting a low exposure to frequency, moderate exposure to severity and generating less than $15,000 in annual premium.  Risks are usually premises driven, but may contain some light to medium hazardous products/completed operations exposures. Risks that fall outside of the defined program qualifications will be referred to our Commercial Casualty Unit for consideration.

Coverage Highlights & Advantages

  • Commercial General Liability and Products Completed Operations Liability
  • Occurrence Coverage Form (ISO CG 0001 12 07)
  • Limits up to $1 million per occurrence/$2 million general aggregate 
  • Employee Benefits Liability 
  • Hired and non-owned auto liability
  • Liquor Liability
  • Stop Gap Liability
  • Policies can be customized with a variety of options and endorsements designed to meet your specific needs
  • Supported by experienced and responsive underwriters dedicated to helping our trading partners successfully grow their small commercial business

Targeted Classifications

Our appetite is broad and the following are just some of the classes of business written that reflect our appetite for business.


  • General contractors (commercial) doing new construction and/or additions, remodeling, repair or service
  • General contractors (residential) doing additions, remodeling, repair or service
  • A majority of artisan & specialty trade contractors are available


  • Apartment and single family dwellings
  • Condominium or home owners assocations
  • Mobile home parks

Hospitality & Leisure

  • Amusement/arcade centers
  • Hotels and motels
  • Restaurants and taverns up to 40% liquor receipts

Owners, Landlords and Tenant Risks

  • Lessor's risk - offices, buildings and commercial properties
  • Retail stores
  • Service risks
  • Vacant buildings & property
  • Warehouses

Minimum Premium

  • Liability premium as low as $2,500 and varies by classification

Minimum Policy Deductible

  • Deductibles vary by classifications and exposure, generally starting at $1,000

Submission Requirements

  • ACORD Commercial Insurance & General Liability Application signed by the insured
  • Supplemental Application, where appropriate
  • Minimum of 3 years historical revenues ( use square footage or unit count if OL&T)
  • Minimum of 3 years loss currently valued company loss runs with description of large losses
  • Internet Website information