Contract Binding Operations

AmTrust E&S offers a contract binding facility to select wholesale general agents, with personnel skilled in binding authorities and a proven track record of underwriting excellence.   This unit manages and services a book of primary general liability risks underwritten in accordance with our underwriting guidelines.  Coverage is offered on a non-admitted basis and produced by specially-selected and appointed binding producers.

Customer Profile

Our focus is on small to medium commercial risks exhibiting a low exposure to frequency and moderate exposure to severity. Risks are usually premises driven, but may contain some light to medium hazardous products/completed operations exposures including but not limited to:

  • Artisan & specialty trade contractors 
  • General contractors – commercial & residential 
  • Apartments and single family dwellings
  • Condominium and Townhome associations
  • Lessor’s risk, office and commercial real estate
  • Light manufacturing and distributing
  • Restaurants and taverns
  • Retail stores 
  • Vacant buildings & property
  • Warehouses
  • Additional niche product lines

Coverage Highlights & Advantages

  • All rating, quoting, binding, issuance and endorsements are transacted via our state-of-the-art web portal
  • In-house limits available up to $1 million per occurrence/$2 million aggregate 
  • ISO Coverage Forms with company specific exclusions and coverage enhancements 
  • Extensive coverage options allow you to customize your customer’s coverage
  • Attachment points will typically be first dollar or over a small deductible
  • Limited appointments provides a competitive advantage and promotes long-term relationships with our trading partners
  • Product supported by dedicated, experienced and service orientated underwriting team

Optional Coverages

  • Employee Benefits Liability
  • HIred and non-owned auto liability
  • Liquor Liability
  • Stop Gap Liability