AmTrust E&S Select Business Division is a dedicated underwriting and service team focused on improving the ease of doing business for smaller casualty accounts. Reflecting AmTrust’s long-term commitment to the small business market, we offer a complete range of competitive casualty products, complemented by the support of dedicated underwriters, claims professionals, easy-to-use POS automation and unsurpassed service.
Two Underwriting Models
AmTrust E&S Select Business coverage is provided to our customers through either of the following underwriting distribution models.
Contract Binding Operations: General agents have the ability to underwrite, bind and issue policies on behalf of AmTrust E&S. Coverage is offered on a non-admitted basis and produced by specially-selected and appointed binding producers.
Select Online: Utilizing a direct online underwriting platform with our brokers, AmTrust E&S underwrites and issues the policy in-house. This bridges the gap between the standard small business binding risk and the larger brokerage placements for high-hazard risks.
We provide Primary General Liability coverage for commercial risks presenting a low exposure to frequency, moderate exposure to severity and generating less than $15,000 in annual premium. AmTrust E&S underwrites a wide range of traditional and hard to place classifications that predominantly do not meet the general underwriting criteria of the standard market including:
Artisan & Specialty Trade Contractors
Condominium and Townhouse Associations
Light Manufacturing & Distributing
Premises liability for lessor’s risk, mercantile and commercial real estate
Restaurants & Taverns
Additional specialty niche classifications
Risks falling outside the defined program qualifications will be referred to our Commercial Casualty Unit for consideration.