Professional Liability

Open to individual risk business across the United States, AmTrust E&S Pro is a market dedicated to wholesale producers. Our boutique approach to producer appointments fosters meaningful partnerships and drives service excellence.

Our team of specialized underwriters has the knowledge and expertise in the Professional Lines space to provide customized coverage solutions on an individual risk basis.  We have dedicated underwriting product experts who will handle your business efficiently through our state-of-the-art paperless operating system. Our underwriters are solution oriented and accustom to handling E&S business.

At AmTrust E&S Pro, we have a dedicated team of in-house claims professionals who work in a collaborative manner with our underwriting team and Insureds.

Targeted Classifications

  • Insurance-related service professionals - insurance agents and brokers, including MGAs and MGUs, loss control consultants and risk managers, employee benefits and pension plan administrators, third party administrators and life settlement businesses
  • Miscellaneous Professional Liability - broad appetite for consultants, including management, financial, marketing and sales, advertising agencies, trustees, market research organizations and expert witnesses
  • Law Firms 10 or more attorney firms, excess and primary placements, including quota-share participations; excludes SEC, plaintiff mass tort and patent exposures greater than nominal percentage of the firm’s practice
  • Technology E&O, Network Security and Privacy Liability Software developers,systems analysts, programmers, data processors, information systems managers and web developers and designers
  • Real Estate Professionals Focus on property managers and agents
  • Financial Broker Dealers Excludes banks and mortgage brokers/bankers
  • Architects & Engineers Practice-only policies for architects, engineers, interior designers, landscape planners, agency and at-risk construction managers

Coverage Features

  • Capacity - Up to $10 million limits on a per risk basis across all products
  • Primary and Excess attachments will be considered across all products
  • Dedicated Coverage Forms for all major product offerings
  • Network Security and Privacy coverage available for all products
  • Non–admitted product offerings allow for manuscript language where appropriate
  • Built in Disciplinary Proceedings coverage for most classes
  • Broad definition of covered Professional Services
  • Worldwide coverage territory
  • Favorable consent to settle clause
  • Discrimination and dishonesty defense

Minimum Premiums and Retentions - Varies By Class Of Business

  • Choice of Deductible or Self Insured Retention
  • $5,000 minimum retention
  • $5,000 minimum premium

AmTrust E&S Pro Value Proposition

  • Specialized underwriting product experts
  • Dedicated internal team of professional claims examiners
  • Product-specific loss control services – training and consultation services – for lawyers, architects and engineers and real estate products
  • Paperless “green” operating platform drives service excellence

Submission Requirements

  • Standard Professional Liability applications and supplemental applications where appropriate
  • Five years of currently valued carrier loss runs
  • Copies of standard client contracts and/or engagement letters
  • Resumes of principals for certain classes