Disability Insurance

State Disability Insurance

AmTrust North America has made a commitment to specialize in providing coverage options for small business owners for mandatory Disability Benefits Laws (DBL).

AmTrust North America has made a commitment to specialize in providing coverage for small business owners coverage options for mandatory Disability Benefits Laws (DBL).  Our DBL team is a recognized leader in the statutory disability marketplace with a commitment that spans more than 50 years of providing DBL.

Our high level of specialization offers direct access to our technical skills, competitive rates and superior services to support our customer needs.

Currently, AmTrust provides statutory disability benefits coverage written by 3,500 brokers.  We insure more than 45,000 employers, placing us among the top companies in the industry, underwriting this specialized type of coverage. Coverage is underwritten by Wesco Insurance Company, one of the AmTrust Group insurance carriers rated “A” (Excellent) by A.M. Best.

The AmTrust Advantage

One Trusted Source

  • With years of experience, AmTrust is among the top New York and New Jersey disability carriers in the industry
  • AmTrust provides State Disability Coverage to more than 45,000 employers in New York and New Jersey
  • AmTrust is the largest private Workers’ Comp insurance carrier in New York and is ranked 3rd nationwide according to SNL Financial's April 2016 workers' comp market share report 
  • AmTrust offers competitive rates and compensation for agents

Experience the Online Advantage with AmTrust Online

  • Under 50 employees? Easily bind mandatory DBL or DBL Deluxe™, our enriched coverage, online at AmTrust Online
  • Over 50 employees? DBL coverage can be quoted by completing a brief online form
  • Fast policy issuance
  • 24-hour online access to policy details and New York regulatory forms

Simplify with single carrier for Workers’ Comp and State Disability

  • Faster benefit payments through one carrier
  • Integrated process for controverted Workers’ Comp claims

DBL Customer Service

Call 1-800-535-2711