Disability Benefits Law

AmTrust North America has made a commitment to specialize in providing coverage for small business owners coverage options for mandatory Disability Benefits Laws (DBL).  Our DBL team is a recognized leader in the statutory disability marketplace with a commitment that spans more than 50 years of providing DBL.

Our high level of specialization offers direct access to our technical skills, competitive rates and superior services to support our customer needs.

Currently, AmTrust provides statutory disability benefits coverage written by 3,500 brokers.  We insure more than 50,000 employers placing us among the top companies in the industry underwriting this specialized type of coverage. Coverage is underwritten by Wesco Insurance Company, one of the AmTrust Group insurance carriers rated “A” (Excellent) by A.M. Best.

The AmTrust Advantage
  • Competitive Rates
  • Excellent commissions
  • Fast claim turnaround
  • Dedicated claim managers for efficient case management
  • Independent medical exams and an on-site medical director
  • Monthly benefits statements and year end FICA summaries
  • Online access to forms necessary to both New York and New Jersey

Preferred Classes 

AmTrust North America has strategically focused on being a niche insurance provider for small to mid-sized businesses. While we write many different classes of business, due to the unique requirements of DBL coverage the following is what we are focused on:
1-49 Employees
  • Competitive rates
  • DBL DeluxeTM enriched benefits available
  • Fast policy issuance
50+ Employees
  • Experienced underwriters provide innovative solutions to write larger cases
  • Dedicated claims examiner for efficient case management
  • New case implementation team with dedicated account team to support the broker sales effort
  • Excellent commissions