Contractors' Equipment Insurance

AmTrust North America is pleased to offer Contractors' Equipment insurance coverage specifically designed to cover machinery, equipment and tools used by a wide range of small business mobile equipment operations.

The AmTrust Contractors' Equipment insurance product provides broad coverage along with an array of supplemental coverage options to suit the insured's needs. This coverage is available (but not limited) to the following mobile business equipment operations:

  • Artisan contractors
  • General contractors
  • Landscaping companies
  • Snow removal operations
  • Street and road construction

AmTrust is not a market for farming, mining, structural demolition, oil and gas or drilling/boring operations.

Submission Requirements

  • Complete ACORD applications 125 and 146
  • Three year, currently valued, hard-copy loss runs
  • Narrative of operations, which include:
    • Details of equipment maintenance program
    • Where equipment is stored when not at a jobsite
    • Jobsite security
    • Equipment security
    • Loss prevention measures in place