Commercial Auto

AmTrust North America offers commercial automobile liability and physical damage coverage designed to protect light, medium and heavy vehicles with local and intermediate radius. From single units to large fleets, AmTrust offers liability limits from $300,000 to $1 million combined single limit (CSL).

Preferred Classes

Our commercial automobile product covers a wide range of businesses, including the following:

Contractors (Commercial & Residential)
  • Alarm installers
  • Electrical
  • Fencing
  • Floor covering
  • Framing
  • General
  • HVAC
  • Irrigation
  • Landscaping
  • Masonry
  • Painting
  • Plumbing
  • Roofing
Distributors
  • Auto parts dealers
  • Beverage
  • Food
  • Energy
    • Oil field service
  • Pest control services
  • Appliance repair

Excluded Classes

  • Ambulances
  • Building wrecking/razing
  • Car haulers
  • Dump truck operations
  • Emergency vehicles
  • Fast food delivery
  • Fire departments
  • Garbage collection
  • Heavy equipment movers
  • Iron/steel hauling
  • Livery operations
  • Livestock hauling
  • LPG transporting
  • Mobile home transport
  • Para transit
  • Pipe line contractors
  • Softwood loggers
  • Street/road contractors
  • Tow truck operations
  • Winching/boom operations
  • Wreckers

Submission Requirements

  • Complete ACORD application with FEIN
  • Three years of loss runs
  • Current driver list